Embarking on a journey of full-time travel is an exciting and life-changing decision. However, before you pack your bags and head out on your adventure, there are several important steps you should take to ensure a smooth and hassle-free experience. Here’s a checklist of essential things to do before starting your full-time travel journey:
1. Establish Residency in a No Income Tax State
State income tax can be a significant expense. To minimize this, consider moving to a state with no state income tax and establishing residency there before you begin your travels. States like Florida, Texas, and Nevada are popular choices. Establishing residency may involve getting a driver’s license, registering to vote, and setting up a permanent address.
2. Renew Your Passport and Get the 50-Page Book
Running out of blank pages in your passport can disrupt your travel plans. Before you start your journey, renew your passport and request the large 50-page book. This will provide ample space for visa stamps and ensure you don’t have to deal with passport renewals while abroad. Also, it is a good idea to get a passport card along with your passport book as a backup. While the card cannot be used for international air travel, it can serve as an additional form of identification.
3. Arrange Mail Management
Managing your mail while traveling can be a challenge. If you have someone trustworthy who can handle your mail, arrange for them to manage it while you’re away. If not, consider hiring a mail service company. These services can scan and forward your mail to you anywhere in the world, ensuring you don’t miss important documents and correspondence. Also, sign up for online statements and paperless billing wherever possible with all the companies you deal with to minimize the amount of physical mail you receive.
4. Get Multiple Credit Cards
Financial flexibility is key when traveling full-time. Ensure you have at least:
- 3 Visa credit cards
- 2 MasterCard credit cards
- 2 American Express cards
Choose cards with no foreign transaction fees to save money on international purchases. Additionally, ensure at least 2 of your cards support chip and PIN technology. This is important because some train ticket vending machines and gas pumps require a PIN when using credit cards. Make sure these cards are issued by different banks to avoid complications if one bank’s system has issues or your card is lost or stolen.
5. Obtain Debit Cards with Global ATM Access
Access to cash is essential when traveling internationally. Obtain at least 2 debit cards that allow you to withdraw cash from any ATM worldwide without charging conversion fees. Additionally, look for cards that reimburse any ATM fees. Ensure these debit cards are issued by different banks to diversify your financial security and ensure access to funds if one account is compromised.
6. Get a Phone That Supports eSIM and Keep Your US Phone Number
Having a reliable phone connection is crucial for staying in touch with family, friends, and handling essential communications while abroad. Get a phone that supports eSIM technology, allowing you to use local data plans without swapping physical SIM cards. Additionally, maintain your US phone number, especially for receiving text messages for two-factor authentication purposes. This ensures you can access important accounts and services securely.
7. Arrange Healthcare Coverage
Healthcare coverage is vital, both internationally and domestically. Purchase an international health insurance plan that covers you while traveling abroad. Additionally, find an affordable US healthcare plan through the marketplace to cover any visits to the US. This dual coverage ensures you’re protected no matter where you are.
8. Obtain an International Driving Permit
If you plan to drive while traveling, obtaining an International Driving Permit (IDP) is essential. Some countries such as South Korea and Japan do require it. You can get an IDP from the American Automobile Association (AAA). This permit, along with your US driver’s license, will allow you to legally drive in many countries around the world.
Taking these steps before you begin your full-time travel journey will help ensure that you’re well-prepared for the adventures and challenges ahead. By organizing your finances, securing reliable communication methods, and ensuring you have the necessary legal and health coverage, you can travel with confidence and peace of mind. Happy travels!